About Us

It's Better Outside

You deserve a better car loan.

That’s why we’re here.

See how we're different

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If you don’t have your loan in place before you visit the dealership to buy, you’re leaving yourself vulnerable. If you got the wrong loan, or your credit’s improved, you can refinance and save big. The experts agree.

We started this company because we realized that the car financing process was broken and unfair. Cars are the second biggest purchase most of us make, but the loan process can be painful, mysterious, and really expensive if you’re not careful.

So we assembled a team with the financial, legal, and technological expertise to reinvent auto loans.

We’re different:

We focus on learning first. An informed shopper is a better buyer and a smarter owner. We want you to thoroughly understand your options so you can buy and own with confidence.

We designed our process around you. We match you with a single lender for purchases or refinancing - after you thoroughly understand your options, and when you’re ready for a lender to pull your credit. We don’t sell your name to dozens of lenders who hound you day and night.

We never charge you a fee for helping you find a loan. And we always show you the offers that are best for you, not for us.

We vet all of our partners carefully. We only work with companies that share our customer-first values. We have strict standards for all of our business partners, from the lenders on our platform to the providers of vehicle and credit protection products we offer.

We care about you. We want to know what you love and hate about auto finance so we can satisfy your needs. Have a suggestion, comment, question, or problem? We’d love to hear from you.

It’s not right:

To spend $1,717 that you didn’t know you were spending. That’s our estimate of what the average consumer pays in poorly disclosed fees and commission when they arrange their loan at the dealership.

To be rushed into making a major financial decision without enough information, to be pressured into buying products you don’t understand or need, or to be surprised that you can’t afford the car of your dreams. We change that.

We change everything.

We'll help you:

Explore your auto financing options for new or used purchase or for refinancing.

Choose the loan that’s right for you from one of the trusted lenders in our network, on your time, in the privacy of your place.

Include the vehicle and credit protection products you need, at the right price.

Save $1,000 you didn’t know you were going to spend.

Be the Bear.

Revolutionary Online Car Loan & Refinance Company
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Go Outside!