The Federal Electronic Signatures in Global and National Commerce Act (known as the ESIGN Act) allows the use of electronic records to satisfy any statute, regulation, or rule of law, as long as the information is provided in writing and the consumer has affirmatively consented to such use and has not withdrawn such consent.
As part of your relationship with us and with our lender partners and other affiliates, we want to ensure you have all of the information you need to complete your transaction. We are required by law to give you certain information “in writing,” which means you are entitled to receive it on paper. Under the ESIGN Act, we may provide this information to you electronically, with your consent. We also need your general consent to use electronic records and signatures in our relationship with you. Below you will find information about the scope of consent we are asking you to give us. Please read the information carefully.
Depending on the lender you choose, you may be able to request paper versions of your electronic records. Please contact your lender directly.
Before you decide to receive the documents electronically, you must determine if you have the necessary hardware and software to access and retain the documents. You will need a working email address, Adobe Acrobat Reader, and a personal computer or other access device that can access the Internet using a web browser. To retain the documents, your personal computer or access device must allow you to download and save documents to your hard drive or external storage media, print web pages as well as embedded HTML files, or both. Save or print this page to be sure you have the necessary hardware and software.
You may withdraw your consent to receive documents electronically at any time by emailing us at firstname.lastname@example.org. If you choose to do so, we will be unable to process your application at this time. If you decide to withdraw your consent, any document that we previously provided to you electronically will remain valid, enforceable, sufficient for its intended purpose, and unaffected by the withdrawal of your consent. If you decide to withdraw your consent for electronic documents, you will not have the option later to receive documents from us electronically.
To update your email address or mailing address, please log into your account.
By completing all of the required fields in your application and clicking the “apply” button, you acknowledge and agree to receive documents electronically.
You also acknowledge and agree that:
Please print or save a copy of these E-Sign Disclosures for your records.